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Any finally, the legal stuff:  While the materials provided on this Web site were prepared to provide accurate information regarding the subject discussed, the information contained in these materials is being made available with the understanding that this site is not providing legal or professional services or advice. If legal advice or other professional or expert assistance is required, the services of a competent professional person should be sought. The materials provided in this Web site are for general information purposes only, may not reflect the most current legal developments, are not provided in the course of an attorney-client relationship, and do not constitute legal advice.